Fullerton Financial Holdings Pte. Ltd. (FFH) is a Singapore based company that invests in, and operates financial institutions in emerging markets.  FFH creates shareholder value by differentiating through great people, disciplined development and execution of unique business models that focus on the SME and mass market customer segments.  FFH is a wholly owned subsidiary of Temasek Holdings (Private) Limited, an investment company based in Singapore. 
IFC, a member of the World Bank Group, is the largest global development institution focused on the private sector in emerging markets. Working with more than 2,000 businesses worldwide, we use our capital, expertise, and influence, to create opportunity where it’s needed most. In FY15, our long-term investments in developing countries rose to nearly $18 billion, helping the private sector play an essential role in the global effort to end extreme poverty and boost shared prosperity. For more information, visit www.ifc.org.
We are lead by a team of experienced finance and business professionals, whose sound judgement are important drivers of our business. They are dedicated to nurturing Fullerton Myanmar into an institution that will endure.  

Our Shareholders

Board of Directors

Ms Sita Ramaswami

Ms Sita Ramaswami has more than 20 years of investment experience in emerging markets at the IFC and World Bank, and managing multi-disciplinary investment teams. Through her 23 years with IFC, Ms Sita’s regional coverage include Asia, Africa and Emerging Europe.  She worked with clients from government agencies, central banks, state-owned companies, and privately-owned companies, ranging from MNCs, to local conglomerates, financial institutions and small enterprises.
Ms Sita’s Finance Sector experience include privatization of large banks, restructuring banking groups and pioneering banking projects in IFC.Her Private Equity experience includes setting up a venture capital fund in Africa, setting up and managing funds in Southern and Central Europe, and managing a global fund for SMEs in post-conflict countries.Ms Sita is currently an IFC-Nominated Director on boards, including Insurance, banks and funds.

Teo Meng Poh Philip

Mr. Teo has more than 24 years of experience in both Consumer and Corporate Banking spanning frontline consumer banking, audit and credit/portfolio risk management. Mr. Teo joined FFH in January 2011 as Senior Vice President of Risk Management, responsible for Credit & Operational Risk as well as audit matters of FFH’s entities including Pakistan, India, China, Vietnam, Cambodia and Myanmar.

Prior to joining FFH, Mr. Teo was with Standard Chartered Bank Group where he spent six years as Head of Audit, Wholesale Bank – Origination & Client Coverage & Corporate Finance (responsible for the audit coverage of SCB Group’s global business in Corporate Banking and Corporate Finance) and subsequently as Wholesale Bank Head of Corporate and FIs policy and process.

Mr. Teo started his banking career with Oversea-Chinese Banking Corporation as a Trainee Bank Officer and spent more than 12 years with the Bank in various roles, including Senior Audit Manager, Head of Credit & Marketing, Shanghai and Head of Credit & Marketing, Thailand.

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Dr Ko Ko Gyi

Dr Ko Ko Gyi is currently a the Managing Director of Capital Diamond Star Group (CDSG), as well as a member of National Economic and Social Advisory Council (NESAC), and the patron of People’s Health Foundation.  A graduate of the Mandalay Institute of Medicine, Dr Ko Ko Gyi entered CDSG in 1996.  Since then, he has spearheaded its growth into a  diversified group, covering food related businesses, property, retail, financial services & other strategic investments.  From 1995 to 2005, he was a Central Executive Committee member of Union of Myanmar Federation of Chambers of Commerce and Industry (UMFCCI), and he was one of the founding members of Asean Business Advisory Council (ABAC) between 2002 & 2004​

Loh Niap Juan

Currently, Head of Finance, FFH.  Most recently Corporate
Controller of the RGE Group.
Prior to RGE, was Chief Financial Officer (Asia), and later the Chief Operating Officer (Asia and Global Shared Services) of the
International SOS Group. Before this, served in various senior finance roles in General Electric.

Ho Min Chan Nik

Mr Ho joined FFH as a Senior Vice President, HR, in 2014.  He is currently responsible for the Compensation and Benefits function, including overseeing Executive Compensation & Benefits for our portfolio entities.  In addition, Mr Ho participated in various strategy and investment projects in FFH, and was instrumental in driving the HR agenda for a number of FFH’s portfolio entities.Mr Ho has over 20 years of HR experience as in-house HR specialist and in consulting firms.  He was most recently a Partner in a Consulting firm covering transformational improvements ranging from HR, people management and business operations.  Prior to that, Mr Ho served as Global Head of Compensation and Benefits in MNCs, with regional coverage across Asia Pacific, EMEA and Latin America.Mr Ho started his career in consulting companies including Hewitt Associates, Towers Perrins and Ernst & Young Consultants, designing and implementing compensation frameworks for organisations both in the public and private sectors.

Founded in 1960, Capital Diamond Star Group (“CDSG”) is a leading Myanmar Conglomerate.  CDSG is engaged in a number of different sectors in Myanmar, including: food manufacturing and distribution; agribusiness; retail; real estate development; construction; pharmaceutical; financial services; automotive; cement; and telecom services.   In the Food sector, CDSG activities have developed to cover the entire value chain, including an extensive and multi-channel nation-wide distribution network covering more than 90% of the country as well as the Capital Hypermarket and Grab & Go convenience retail outlets.   With the launch in 2013 of its flagship Capital City mixed-use development in Yangon, CDSG is fast gaining recognition as a major real estate developer as well.  Currently, the company has more than 6,500 people.